Terms of Service

Last updated: January 2025

1. Acceptance of Terms

By accessing and using Bank Statement Tools ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Service Description

Bank Statement Tools is a web-based service that converts bank statements and financial documents from various formats into standardized, machine-readable formats. The service also provides AI-powered analysis and insights about financial data.

3. User Accounts and Registration

  • You must provide accurate and complete registration information
  • You are responsible for maintaining the confidentiality of your account credentials
  • You are responsible for all activities that occur under your account
  • You must notify us immediately of any unauthorized use of your account
  • We reserve the right to suspend or terminate accounts that violate these terms

4. Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree NOT to:

  • Upload files that contain malicious code, viruses, or other harmful components
  • Attempt to gain unauthorized access to the Service or other users' accounts
  • Use the Service to process fraudulent or illegally obtained financial documents
  • Reverse engineer, decompile, or attempt to extract source code from the Service
  • Use automated tools to access the Service without explicit written permission
  • Violate any applicable laws or regulations

5. Data Processing and Privacy

  • You retain ownership of all data you upload to the Service
  • You grant us a limited license to process your data solely for providing the Service
  • We implement industry-standard security measures to protect your data
  • We may use anonymized, aggregated data for service improvement purposes
  • Your use of the Service is also governed by our Privacy Policy

6. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Bank Statement Tools and its licensors. The Service is protected by copyright, trademark, and other laws.

7. Payment and Billing

  • Subscription fees are billed in advance on a monthly or annual basis
  • All fees are non-refundable except as required by law
  • We reserve the right to change our pricing with 30 days' notice
  • Failure to pay fees may result in service suspension or termination
  • You are responsible for any taxes associated with your use of the Service

8. Service Availability

While we strive to maintain high availability, we do not guarantee that the Service will be available 100% of the time. We may experience downtime for maintenance, updates, or technical issues. We will make reasonable efforts to notify users of planned maintenance.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, BANK STATEMENT TOOLS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

10. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE.

11. Indemnification

You agree to indemnify and hold harmless Bank Statement Tools, its officers, directors, employees, and agents from and against any claims, disputes, demands, liabilities, damages, losses, and costs and expenses arising from your use of the Service or violation of these Terms.

12. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will cease immediately.

13. Governing Law

These Terms shall be interpreted and governed by the laws of the jurisdiction in which Bank Statement Tools is incorporated, without regard to its conflict of law provisions.

14. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

15. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: legal@bankstatementanalyzer.com
Address: Bank Statement Tools
[Your Business Address]

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